Scope of Coverage:

The plan offers 24 hours a day, 365 days a year, world wide protection against accident which an insured person may be exposed to in the course of activities related to business or pleasure, whether on or off-the-job, occurring in the house or while travelling. Coverage includes but not restricted to flying as passenger (not as crew member) in any commercial airline, on any regular schedule, non-scheduled, chartered flight or any military transport operated by any government authority.

Scope of Coverage:

A protection against accident which an insured person may be exposed to in the course of activities related to business or pleasure, whether on or off-the-job, occurring in the house or while travelling. Coverage includes but not restricted to flying as passenger (not as crew member) in any commercial airline, on any regular schedule, non-scheduled, chartered flight or any military transport operated by any government authority.

For Individual under Occupational Class 1 – Strictly non-hazardous occupations; pure white collar. Example: clerk, secretary, doctors, dentist, executives, teachers. Co-op leaders, Managers, Supervisors.

Scope of Coverage:

Personal Accident Travel Insurance covers Death, Dismemberment of bodily injuries caused by accident. It indemnifies full principal sum for accidental death, or loss of limits of eyes, hands or of all fingers and both thumbs. Indemnifies half of principal sum for accidental loss of one hand, one foot or sight of one eye. Losses must occur within One Hundred Eighty (180) days after the accident.

Protection to members / policyholders against loss income as a result of death due accident and when they become hospitalized due to natural illnesses or accident.

Affordable Personal Accident protection for everyone. Insurance protection at your fingertips!

Group Term Accident Insurance coverage designed for Students.

In the event that passenger survive & recovered from sinking wreckage of the vessel, climbs will immediately reimbursed the expensed of the survivor up to max limit of p50,000.00 for the daily meal, transportation, clothing expense until passenger may reach his/her point of destiny or safety return to his/her residence.

In the event of death covered under benefit a or c, climbs shall reimburse expenses incurred by the insured to transport the mortal remains back to passengers residence anywhere within the philippines but not to exceed php20,000.00 per passenger.

Scope and Coverage

This insurance provides financial protection for security enforcers aged 18–60, covering risks arising from accidents and work-related incidents. Coverage includes accidental death and dismemberment, accident medical expense reimbursement, burial assistance (due to accident or sickness), and unprovoked murder or assault, with two benefit options available. Enrollment requires a master list with a minimum of 25 persons and is covered on an annual premium basis.

Plan Description:

• The plan is yearly renewable insurance. 
• Insurance coverage is one (1) year.
• No medical examination required.
• The plan is exclusive Coop MEMBERS AND EMPLOYEES
• Minimum of 1000 enrolles 

The benefit covers the hospitalization in-patient expenses of the insured in excess of Philhealth and other HMO benefit up the maximum amount of coverage and does not cover out-patient expenses;

The hospitalization in-patient benefits shall cover only the actual out of pocket expenses for Room & Board, Surgical, Physician, Laboratory, Medicines and other expenses that are necessary for the treatment of the patient, prescribed medicines bought outside are cover provided, it is bought during the confinement period. Medicine bought after the confinement period is not cover whether the medicine is prescribed or necessary for the continuance of treatment.

The plan is non-convertible to cash. 

COMPULSORY THIRD PARTY LIABILITY INSURANCE (CTPL)

Contrary to popular understanding a CTPL Policy does not cover loss or damage to properties to third parties.

What are the coverages of a comprehensive motorcar insurance?

1. Own damage / theft.
2. Third party bodily injury.
3. Third party property Damage.
4. Auto pa (optional).
5. Acts of nature (optional).

This insurance provides financial protection for residential properties against loss or damage caused by fire and related risks, helping homeowners recover and rebuild after unforeseen disasters. Coverage is available with or without Allied Perils, depending on the level of protection chosen.

• Standard Coverage (Without Allied Perils):
  Protects against fire and lightning, offering basic and affordable security for your home and property.

• Expanded Coverage (With Allied Perils):
  Includes protection against earthquake fire and earthquake shock, typhoon, flood, explosion, and riot, providing broader coverage against natural and man-made calamities common in the Philippines.

Standard Fire Insurance safeguards your home, supports loan obligations, and offers peace of mind by ensuring financial assistance when disasters strike.